Tomorrow's Transactions

Thought leadership from Consult Hyperion

Archives for February 2015

The Fintech Fortean Times starts here

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Dgwb blog white border

I wonder if there is room for a blog that brings together payments and the paranormal? A Fintech� Fortean Times, if you will? In an age where the Tory chairman of the Parliamentary Group on Integrated Healthcare is recommending that the National Health Service starts to treat patients with astrology and homeopathy, we need to be open to new thinking, don’t we?

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

Fungibility and feasibility

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Dgwb blog white border

Whatever Bitcoin is, it isn’t cash. Cash is fungible. I’m not saying whether we need e-cash or e-cash fungibility or not, but it’s interesting to consider the ramifications.

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

Identity in Financial Inclusion

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Dgwb blog white border

Some fascinating debates around identity in my Twitterverse last week, considering the issue of the extent to which digital identity of one form or another can contribute to financial inclusion (and, by extension, social inclusion).

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

Bitcoin isn’t killing it in retail, even for porn

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Dgwb blog white border

The figures show very clearly that Bitcoin isn’t being used as a retail payment mechanism. Will it ever be? I wouldn’t think so, but that doesn’t mean that cryptocurrency will never be used in retail.

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

What is bitcoin? As opposed to Bitcoin, that is

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Dgwb blog white border

Oh dear. I have such a terrible attention span and I’m so easily distracted. I didn’t get more than a few pages into “The Age of Cryptocurrency” without setting off for Google.

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

Payments back up

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Dgwb blog white border

Businesses should surely have some sort of back-up plan to move to if their card payments go down. It’s really not that complicated and there are plenty of ways to take electronic payments.

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

I’m not sure that “unbanked” is the problem or that “banked” is the solution

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Dgwb blog white border

There’s been a lot of buzz around Bill Gates’ challenge to bank the unbanked, set out in this� excellent Verge article. Naturally I agree with the sentiments, but the use of the word “unbanked” bothers me.

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

Please stop it with the online voting nonsense

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Dgwb blog white border

There are renewed calls for online voting at a near-future general election in the UK, but as we discussed at the UnConference this year. Even if we knew what problem this is supposed to fix, I suspect it would still be the wrong answer.

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

#TTUnConf15

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Dgwb blog white border

Over the years, what was once the London BarCampBank has, with the support of Consult Hyperion, turned into an annual fintech unconference held the day before Finovate Europe. I think – apart from great networking and enjoyable discussions – it provides a useful weathervane for our clients. This year – no surprise – two topics dominated the conversations: blockchain and identity.

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

The Internet of Things has gone to the dogs

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Dgwb blog white border

The “Internet of Things” is going to be huge. There’s no doubt about it. But until there’s a practical identity infrastructure in place it can never deliver on its promises.

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These are the personal opinions of Consult Hyperion and its guests and should not be misunderstood as representing the opinion of its clients or suppliers. To discuss how any of the technologies discussed in this post can benefit your business, please contact Consult Hyperion.

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